Our Approach
Our Approach
What is Financial Life Goals?
First and foremost, you are treated like a friend, not an account number. We know it's not easy to talk about saving, budgeting, paying off debt and preparing and getting to retirement. We spend time figuring out the emotional reasons you are here. We learn how and why you and your family's feelings and goals for your money drive your short- and long-term decisions.
How? We take a financial life approach that puts your interests first. We focus on increasing your sense of financial well-being and life satisfaction. Initially, this process will help you to clarify your values, priorities, circumstances, and aspirations; and then guide you in defining and designing your unique version of the “rich life.”
Financial life assessing and setting goals will also increase your understanding of the habits and attitudes that facilitate your financial and life goals and support successful life transitions. Whether you're just getting started and planning for a distant retirement, getting married, saving for your first house, helping pay for your children's education or finally, preparing to retire, we'll guide you along the way.
Why Choose a Financial Life Professional?
Because of the unpredictability of life and the complexity of financial markets, it is important to work with a financial professional who will help you pursue your financial and life goals. And, it is essential to select someone who will take the time to truly get to know you and to understand your concerns and your dreams.
Rising to this challenge is a small, but growing, cadre of life-centered financial professionals like ours who are leaders in the trend of integrating financial strategies and life planning. That means we are dedicated to understanding each client's unique set of values, priorities, challenges, and opportunities in order to make the most appropriate financial recommendations.
Therefore, in addition to traditional discussions of assets and net worth, we try to ask the unconventional questions like, “What will bring meaning and purpose to your financial life?” If you are among those individuals disillusioned with the results of “using your life to make money,” you will find the opposite mind set of “using your money to make a life” to be both liberating and compelling.
Learn more about the steps we follow to building confidence in your financial life.
Our Financial Life Planning Approach
Steps We Follow to Build Confidence in Your Financial Life
1. Getting to know you
Our financial professional meets you so you can learn more and make sure we're a good fit. It's a casual conversation designed to identify what's important to you and what do you want to achieve today and into the future.
2. Help you get organized
We know it's difficult (and not very fun!) to gather and organize the important documents we need. We make this step as painless as possible --simply bring in what you've got and we'll help you find the rest.
3. Learn what makes you tick
Along with getting you organized, we interview you and complete worksheets to uncover your unique values, priorities, challenges and opportunities we help you clarify your WHY to better to find your financial goals.
4. Craft your financial Life Plan
We help you plan your life not you're just your retirement. We start with your priorities, list the steps you should take to focus on them, and finally recommend Financial strategies (explained without jargon) to address your short- and long-term goals.
5. Take action on your plan
You've got your plan, so now what? As a full-service financial firm, we can design and manage investment portfolios, analyze existing retirement plans, right life, annuity, and long-term care insurance policies, develop estate plans, and more.
6. Adjust along the way
We know that life happens and that your needs and goals can change. That's why we meet with you at least once a year to find out if we need to adjust your financial Life Plan and investment recommendations.